India ranks 1st in the number of road accident deaths across the 199 countries reported in the world road statistics. Auto insurance covers the loss or damage caused to the vehicle or its parts due to natural and man-made calamities. It provides accident cover for individual owners of the vehicle while driving and also for passengers and third party legal liability.
Auto insurance offers the following additional covers:
Types of Auto insurance
Third party liability insurance is mandatory for every vehicle under the Motor Vehicle Act,1988. This insurance protects you only against liability arising out of damage done by your vehicle to another vehicle, property or person.
Comprehensive insurance offers you complete protection against the damage incurred to your vehicle, death of the driver or the passengers as well as damage caused by your vehicle to a third party vehicle or property or a person.
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